CRISL Rating Methodology

While rating a particular organization, CRISL follows specific sector-wise rating methodology. The methodologies have been designed after due consideration to the specific insights of each sector with appropriate weightage to both qualitative and quantitative factors of each sector. The qualitative and quantitative factors are converted to specific traits with appropriate weightage for highest performance, lowest performance, industrial average etc. to arrive at a meaningful rating of an organization. CRISL methodologies covers Banks, Financial institutions, Micro Finance Institutions, Insurance Sector (both General and life), Telecommunication sector, Mortgage Back securitization, Asset backed Securitization, Zero- Coupon Bonds etc.